Bad credit mobile phone

Bad credit mobile phone

Just try to imagine life without a smartphone or a mobile phone? Difficult isn’t it? Yet just a few short years ago, mobile phones were something for only the elite in society or something you only saw on television in the latest spy movie.


Today, pretty much everyone has one and it is easy to see why. They are just so convenient and able to do so much. Need to surf the internet? Need to find a location using GPS? Want to send an email? Need to get your social media fix? Want to stay in touch with family and friends using instant messaging apps? Nowadays, a mobile phone affords you all of these possibilities and it is easy to see why such a range of people, from pensioners to housewives, businessmen, and students need a mobile phone on a daily basis.

The thing is however, to secure a phone, you often need to take out a mobile phone contract from a service provider. This was not normally a problem in the past, but unfortunately, large parts of the UK public are been frozen out from mobile phone contracts. Why? Well since the financial crisis of 2008, more and more people have fallen into financial trouble. This has led to them defaulting on loans, vehicle payments, mortgages, credit card payments, and other credit products.

When this happens, it means only one thing – a bad credit rating and that means trying to take some form of credit with a financial institution, in the form of a loan, or even a mobile phone contract is not going to happen. Because of your negative credit rating, you will be rejected, time and time again.

Do you have a negative credit rating? Do you want a contract mobile phone? There is hope!

Luckily, over the past couple of years people who have been rejected for a mobile phone contract have found an outlet in a product specially designed for them. This product, called a bad credit mobile phone contract, can be taken out by anyone but obviously is specifically targeted at those who have a bad credit rating, who have suffered bankruptcy or who want to build a positive credit history from scratch.

How exactly does a bad credit mobile phone contract work?

Well, it is simple really. The easiest way to apply is online in most cases. Here you will have to fill in an online form with the standard financial questions that you would expect from any mobile phone contract application.  You will also need to provide a number of documents to complete the application. These include

  • Personal identification
  • Pay slips
  • Bank statements
  • Proof of address


Once these have all been submitted, it generally takes around an hour to see whether you have been approved. Don’t worry however, as more than 95% of applications get the go ahead. There are reasons why you may not be approved, however. These include if you are not a resident of the United Kingdom, if you are younger than 18 years of age or if you have lied about the figures related to your income or expenditure when applying.


What kind of phones can one expect on a bad credit mobile phone contract?

Well, perhaps surprisingly to many people, there are a range of phones that you can find on one of these contracts including top of the range smartphones from Apple and Samsung. We do not recommend these, however. Why? Well think about it, these cost a packet as it is on a normal contract and they are going to cost that little bit more as a bad credit mobile phone. Do you really want to put yourself under financial pressure just have a flashy new smartphone?

We are all about cheaper mobile phones and there are many that you can choose from on a bad credit mobile phone option. Our personal choice would be to rather go for a budget smartphone. These simply are the best option. Why? Well, not only can they do everything an iPhone 7 or a Galaxy S7 can, but they just make financial sense, especially for someone trying to pick up the pieces of their financial life and get out of the rut of bad credit. Sure they may be a little slow, not have as much memory and have slightly poorer cameras, but in terms of what they can offer, well it is the same as a flagship smartphone – email, social networks, apps – you name it and a budget smartphone can do it for you.

If you need any further information about bad credit mobile phone packages, give PhonesWorld a visit!




Blog post – Rant!

Mobile phones hey? What would we do without them? Yet, just around 20 years ago, these incredible pieces of technology were only for the rich. Now pretty much everyone has a mobile phone. In fact, figures suggest that there are more mobile phones in the world than there are people. That is truly an incredible statistic.

Which brings me onto something I love to talk about and am very passionate about – smartphones and the rate at which mobile manufacturers release them.

An Apple a year…

Let’s start off with Apple. What an incredible technological masterpiece an iPhone really is. It is nothing short of miraculous and at some point down the line, it will be recognized as one of the most significant pieces of technology ever invented by humans.

Think about it. Apple has pretty much dominated the mobile phone market since the release of the first generation iPhone back in 2007. And with the release of the iPhone 7 in September of this year, one only has to marvel at how far the smartphone has developed in a very short space of time.

That said, is it necessary for Apple to release a new phone every year bearing in mind most mobile phone contracts run for a 24 month period, especially those attached to high priced handsets like the iPhone?

Let’s take a quick look at the release dates of iPhones through the years.

  • iPhone (first generation) – June 2007
  • iPhone (3G) – July 2008
  • iPhone (3GS) – June 2009
  • iPhone (4) – June 2010
  • iPhone (4s) – June 2011
  • iPhone (5) – September 2012
  • iPhone (5C, 5S) – September 2013
  • iPhone (6, 6 Plus) – September 2015
  • iPhone (7, 7 Plus) – September 2016

Now obviously, the difference between the first generation iPhone and the second model (with 3G capability) is a fairly big step up. But from around 2010 onwards, Apple started to release small upgrades of the current phone, for example, the iPhone 4 to the 4s and the 5 to the 5c and 5s. All in all, these phones offered slightly more but I still feel that instead of releasing almost the same phone, they could have waited two years and released a new model number, for example going from an iPhone 4 to an iPhone 5.


So why do they do it? Well, Apple and other industry analysts will argue that there is a demand for it. They will say that it allows new entrants into the Apple family, that those who now choose to come over to an Apple product, say from a Windows based phone or Android device, can do so very easily without having to wait too long to get an up-to-date product.

My personal opinion is that they do it because an Apple fanboy(girl) can’t bear to be seen without the latest product from their beloved company. So there is certainly money to be made by offering a new phone every year, even though in between major redesigns, the phones are very similar.

Will this always be the case?

That said, numbers are reflective of the fact that sales are in fact slowing down for iPhones in particular. Maybe people are cottoning onto the fact that although the iPhone is an incredible piece of technology, Apple doesn’t need to release one every year unless they are going to offer very significant changes.

A case in point – a survey run by Quartz before the launch of the iPhone 7 showed that only 10% of iPhone users who said they would upgrade to the iPhone 7. People are starting to demand significant change.

Will there ever be enough of them for Apple to listen? Well, it doesn’t matter, does it? Like most companies, Apple are driven by their bottom line and until releasing a phone every year is no longer financially viable, they will continue to do it.

I don’t agree with it, however, and you know what, there are cheaper phones out there that can pretty much do what any iPhone can!



Budget phone

Looking to buy a budget phone? Here is some advice!

If you need a budget phone there are many ways to get your hands on one. Often people choose to go the Chinese route. Many handsets from that country are available on a range of websites, there for the public to buy directly.

Although there are nothing wrong with these handsets, you can certainly hit a dud from time to time. Our suggestions would rather be to look for cheap handsets that are readily available in the United Kingdom and are actually offered by mobile service providers.

Feature phone or smartphone?

All the talk these days is of smartphones so you might just be wondering what a feature phone actually is. Remember life without smartphones? Remember the phones we used to have then? They could maybe play and store some music, send texts, make calls (of course) and browse the WAP internet, but they really weren’t much to speak of. Well, that is a feature phone. They are still available today and they are cheap.

So you need to first decide if you want a feature phone or a smartphone. A lot of the answer has to do with your age and what you need the phone for. No disrespect meant here but if you are older, you probably do not need all the features that a smartphone offers. For this reason, a feature phone is the right phone for you, both in terms of what you need it to do as well as financially. If you love social media, downloading apps, browsing the internet and playing games, a feature phone won’t cut it so then you will want to get your hands on a budget smartphone.


So if you are buying a budget smartphone what should you take notice of?

Here are a few things you should be on the lookout for when buying a budget smartphone.

Processor and memory

Although they can do pretty much everything a flagship smartphone can do, budget smartphones tend to do things a little slower. They also have far less memory than their flagship cousins. That said, you can make some key decisions when looking for a budget smartphone. Start by trying to find one with the fastest processor possible. For example, many budget smartphones only have a single core 1.0 GHz processor. You would rather prefer a dual core 1.2GHz one. This will be significantly faster although will set you back a little more money.

In terms of onboard memory (called RAM), the higher the better. Never go below 512MB and ultimately aim for more than 1 gigabyte. The storage too should be more than 1 gigabyte. Although this isn’t a factor in the performance of the phone, the more storage you have, the more music, apps, videos and pictures you can store on the phone. If possible, chose a budget smartphone that can take a micro SD card. That way you can store even more music, photos, and videos.

Screen size and resolution

Other factors are very much down to personal preference, particularly the size of the screen. Most budget smartphones have screens that are 4 inches wide although some bigger screens (up to 5.5 inches in some cases), do exist. So if that is an important factor to you, rather go for a screen size that you will like. Remember, you probably are going to be saddled with your decision for two years at least, so make the right one! Although the screen size is not that important, screen resolution is. The higher the better but in all honesty, don’t expect too much in this regard when it comes to a budget smartphone.


Camera wise, well this will vary greatly and if we are honest, budget smartphone cameras are not the greatest. They will do a job however, and even take selfies if you are that way inclined! Generally, the camera will be around 5 megapixels. Normally there is only one but some phones do come with a rear and front facing camera.


There are other small elements that you may want to consider when it comes to a smartphone, for instance, does it have an FM radio, does it come with built-in GPS or will you need to download and app? Ultimately, you will know what it is you are looking for and naturally gravitate towards budget smartphones that fit the bill.